Friday, September 12, 2014

In financing or leases, business owners urged to do their homework



 Jerry recently lent his expertise to a piece in the MBJ that addressed some actions business owners need to take when it comes to financing and leases. Here's his take:

Financing a business these days is complicated business, particularly for rank beginners looking to step into their first retail space, many of whom may have done insufficient legwork in advance of applying.

Attorney Jerry Slusky of Smith Gardner and Slusky also stressed the importance of such details, calling the lease, “the heart of a real estate transaction.”   

He said issues of property usage, square footage, lease assignment and price just scratch the surface of the process. He called the term of the lease particularly critical. “For a small tenant particularly, having as much time in the lease as you can get is important,” he said. “Most of these small tenant leases are five years—sometimes the landlord will push for 10 years—so the obvious choice is a five year lease with a five year option. That gives the tenant the ability to move forward after five years or not based upon the success or lack of success of his business.”

Slusky also said many first-timers are afraid to negotiate or even ask questions about a lease’s stipulations. He said prospective tenants should view everything with a cautious eye, willing to challenge everything about a space from square footage to condition.  

“Negotiating the rent in today’s world is quite interesting,” he said. “Some for the lesser centers are not as well occupied and getting somewhere between $8 and $15 a square foot while the better centers are getting $15 to $30 a square foot. It’s very important small tenants understand the market and what the competitions is.” Slusky said assembling a team of outside experts for assistance is “better than a good idea, it’s mandatory.”